Home Purchases
Whether you have experience of buying a property or are looking for a first time buyer mortgage advisor, knowing where to start and what mortgage to choose is not always straightforward.
Home purchases with our first time buyer mortgage advisor
Buying a new home is a significant milestone in life, and securing the right mortgage is vital to turning your dream into a reality. Our home purchase experts and first time buyer mortgage advisor will examine your circumstances and search the mortgage market to find the most suitable products to enable you to fund your home purchase. They will advise you on the different types of mortgages available and how they may impact your situation over the life of the mortgage.
How we can help with your home purchase
We offer a range of mortgage services designed to meet your specific situation. Our first time buyer mortgage advisor simplifies the process by helping you understand your options and securing competitive rates. If you’re moving home, we assist in assessing your current equity, porting your existing mortgage, and ensuring a smooth transition between properties. Our goal at Your Mortgage Shop is to make your journey as easy as possible by providing clear, honest advice and supporting you from the initial consultation you’ll have, all the way to securing the mortgage you desire. We have access to a wide network of lenders and we’re committed to finding the best mortgage deal for you and your family.
Get in touch
Before we start, use our mortgage calculators to give you an idea of the level of mortgage that may be available to you as well as what your likely repayments may be.
Once you have found figures that you think may work for you, get in touch and our first time buyer mortgage advisor/home purchase expert will begin the process of searching the mortgage market straight away.
Home Purchases FAQs
We offer different mortgage options for first time homebuyers ranging from fixed and variable rate mortgages to tracker and offset mortgages. When you get in touch, our first time buyer mortgage advisor will work with you to get a better understanding of your current circumstances so we can pick out the best choice for you in the current property market.
The amount you are allowed to borrow all depends on different factors like your income, credit history and your deposit amount. Our first time buyer mortgage advisor team in Nottingham will firstly, assess your finances and then recommend any lenders that can offer you a mortgage that can be tailored to your budget and specific needs.
Yes, we can! We’re familiar with government schemes that are available to first-time buyers like Help to Buy and shared ownership. Our first time buyer mortgage advisor will explain these schemes and help you understand if you’re eligible and how they can benefit your home purchase.
On average, the entire mortgage process can take anywhere from 4 weeks, to up to 2 months. However, in this time, our first time buyer mortgage advisor will help you every step of the way to make the journey as stress-free as possible so you can achieve your dream home confidently.
Mortgage Quote Calculator
Mortgage applications are subject to status. The rates detailed are for illustrative purposes only and may not be applicable for your circumstances. Our advisors will be able to discuss the full range of products on offer that suit your criteria.
Affordability Calculator
This illustration is not a quotation under the Consumer Credit Act. Any figures quoted are subject to validation of income, credit checks and a property valuation. View our latest mortgage rates on our home page to find a selection of mortgage products. Alternatively, let one of our mortgage experts handle it for you. They’ll find the right mortgage for you and manage the process from start to finish.
Insurance
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